Car Accidents

Most drivers in California are underinsured, and many don’t realize it until it’s too late. While "full coverage" protects your vehicle, it doesn't always protect you. At Taylor Law Firm, we believe the most important number on your policy is your Uninsured/Underinsured Motorist (UM/UIM) limit. This is what shields you from medical debt and trauma caused by irresponsible drivers.

Tactical Guidance From the Scene to the Settlement

If you are in a collision, your priorities are safety and documentation:

• Secure the Scene: Get to a safe place and call 911 if there are injuries.
• Exchange & Document: Collect driver’s licenses, insurance cards, and registrations. Use your phone to take photos of the vehicles, the scene, and your injuries.
• The Insurance "Misnomer": If you go to the hospital, bill your health insurance first. Do not let them tell you to bill the at-fault party. Your health insurance will adjust the bills according to their contract, saving you thousands in the long run.
• Lien-Based Treatment: If you are uninsured or need specialized care immediately, we can refer you to a network of doctors and chiropractors who work on a "lien." This means you get top-tier treatment with zero out-of-pocket costs.

The Taylor Law Firm Advantage

The "mega-firms" you see on billboards often operate like factories—assigning your life-altering case to a manager you’ve never met. We offer a white-glove, attorney-led alternative.

• Direct Attorney Access: You deal directly with the lawyer handling your case, not a revolving door of assistants.
• Integrity-Driven Fees: While "standard" California fees start at 33.3% and climb to 45%, our structure is designed to keep money in your pocket:
  • 25% Pre-Litigation
  • 35% Following the filing of a lawsuit
  • 40% At the time of trial
• Our Written Guarantee: Your attorney should never make more from your injury than you do. We are one of the few firms that puts our Client-First Promise* in writing: our fees will never exceed your net recovery.

Don't Wait to Protect Your Rights

In California, you generally have two years to file a car accident claim, but if a government vehicle or unsafe roadway was involved, that window shrinks to just six months.

When you’ve been hurt, call the Taylors. We provide the aggressive, honest representation you need to maximize your recovery and protect your future.

*Net Recovery Guarantee: Attorney’s fees will be calculated as a percentage of the gross recovery. However, Taylor Law Firm guarantees that total Attorney’s Fees will never exceed the 'Client’s Net Recovery' (the amount the client receives after all Attorney’s Fees, litigation costs and medical liens/reimbursements have been paid). If the calculated fee would result in the attorney receiving more than the client, the fee will be voluntarily reduced to ensure the client receives the majority of the settlement.